Predicting the future can be difficult, especially for those in human resources as trends often fluctuate unexpectedly. 2018, for example, saw workers’ rights in the gig economy come to the fore, which is still very much a relevant topic with employment tribunals between firms and their contractors set to continue in 2019. A new year

A bank stress test is an analysis conducted under hypothetical economic scenarios, including a deep recession or financial crisis, in order to see if a financial entity holds enough capital to withstand the impact of such adverse developments. In 2018, the European Banking Authority (EBA) carried out a series of stress tests across the continent’s banking sector