If you’re like millions of Americans, you dream of starting your own business. But of course, there are dozens of obstacles that may keep you from actually doing that. You might not have enough motivation, for example, or time to actually see the work through; or you might not even have a solid idea to begin

For freelancers and self-employed individuals, taxes are sometimes easy to forget about. Unlike a W2 employee, whose taxes are automatically deducted from their paycheck along with benefits like health insurance or a 401(k) contributions, self-employed take home pay tends to be a bit higher. It might be tempting to consider all of that money yours, simply